Kenny Jay Capital Corp is your FHA certified appraisal company

Kenny Jay Capital Corp is TX state certified and on the FHA Roster of approved residential appraisers. This indicates that we are certified and approved by the FHA to do reports for property loans backed by them. A portion of the continuing training our staff at Kenny Jay Capital Corp receives deals exclusively with decoding the FHA's documentation and their rules and procedures.

An FHA loan is backed by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the mortgage is secure in case the borrower doesn't pay their loan. Accessible to all purchasers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lower income or less starting money to use as a down-payment on a mortgage benefit the most from FHA loan programs.